
Tawaran Terbaik! Tingkatkan jumlah simpanan emas anda. Kami menyediakan perkhidmatan menjual dan membeli public gold bar, public gold dinar, public gold silver dan sebagainya.
Gold Investment
Dealer Rangkaian OtakEmas
MASTER DEALERSELANGOR
Ar-Rahnu Agro Bank

Perlis
Simpang Ampat
Lot 1658, Mukim Kayang,
02700 Simpang Empat, Perlis
Tel : 04-9807234 / 04-9807763
Kangar
No. 25, Jalan Indera Kayangan,
01000 Kangar, Perlis.
Tel : 04-9768479 / 04-9768477
Kedah
Jitra
No. 95, Jalan PJ 3 ,
Kompleks Pekan Jitra 2,
06000 Jitra,
Kedah
Tel : 04-9170120 / 04-9170121
Langkawi
64 / 65, Jln. Pandak Mayah 6, Mukim Kuah,
07000 Langkawi,
Kedah.
Tel : 04-9666931 / 04-9668076
Sik
No. 438, Jalan Tunku lbrahim,
08200 Sik,
Kedah.
Tel : 04-4695282 / 04-4695059
Pendang
Tingkat bawah,
Kompleks Perniagaan Majlis Daerah Pendang,
06700 Pendang,
Kedah.
Tel : 04-7596163 / 04-7596446
Alor Setar
Bangunan Agrobank,
1518-A, Jln Tunku Ibrahim,
05000 Alor Star,
Kedah.
Tel : 04-7332545 / 04-7332558
Guar Cempedak
Lot 318, Jalan Yan,
Pekan Guar Cempedak,
08800 Guar Cempedak,
Kedah.
Tel : 04-4686280 / 04-4687281
Kodiang
No. 81 E. Jalan Jitra.
06100 Kodiang,
Kedah.
Tel : 04-9255137 / 04-9255166
Pulau Pinang
Georgetown
No. 16 & 18, Jalan Tengah,
Taman Sri Tunas,
11900 Bayan Baru,
Pulau Pinang.
Tel : 04-6443604 / 04-6452395
Kepala Batas
No. I & 3, Jalan Bertam,
13200 Kepala Batas,
Pulau Pinang.
Tel : 04-5751422 / 04-5755906
Butterworth
No. 51, Jalan Selat, Taman Selat,
12000 Butterworth,
Pulau Pinang.
Tel : 04-3314539 / 04-3314540
Balik Pulau
No. 858-E, Taman Seri Indah, Jalan Besar,
11000 Balik Pulau,
Pulau Pinang.
Tel : 04-8660912 / 04-8666021
Nibong Tebal
No. 1695 & 1696 Jalan Besar,
14300 Nibong Tebal, Seberang Prai Selatan,
Pulau Pinang.
Tel : 04-5931144 / 04-5933451
Perak
Pantai Remis
Lot. No. 2190, Jalan Besar,
34900 Pantai Remis,
Perak.
Tel : 05-6771725 / 05-6772352
Tapah
No. 53-B, Jalan Besar,
35000 Tapah,
Perak.
Tel : 05-4014600 / 05-4014601
Bagan Serai
No. 106 & 108, Jalan Besar,
34300 Bagan Serai,
Perak.
Tel : 05-7215377 / 05-7215376
Teluk Intan
No. 42, Medan Mahkota. Jalan Pasar,
36000 Telok Intan,
Perak.
Tel : 05-6222644 / 05-6226816
Kuala Kangsar
No. K6 & K7, Jalan Bendahara,
Bandar Baru,
33000 Kuala Kangsar,
Perak.
Tel : 05-7761155 / 05-7763149
Taiping
No. 37, Tingkat Bawah & Satu,
Market Square,
34000 Taiping,
Perak.
Tel : 05-8089834 / 05-8089835
Setiawan
No. 109 & 110,
Taman Sejati 2 , Jalan Lumut,
32000 Sitiawan,
Perak.
Tel : 05-6917490 / 05-6917487
Grik
No. 109, Jalan Takong Datuk,
33300 Grik,
Perak.
Tel : 05-7913640 / 05-7913655
Seberang Perak
Tingkat Bawah, Bangunan FELCRA Bhd., Bandar Seberang Perak,
36800 Kampung Gajah,
Perak.
Tel : 05-6551089 / 05-6551469
Selama
No. 69, Jalan Besar,
34100 Selama,
Perak.
Tel : 05-8395250 / 05-8395251
Tanjung Malim
No. 60, Jalan Besar,
35900 Tanjung Malim,
Perak.
Tel : 05-4598800 / 05-45998801
Selangor
Banting
Lot 4746 & 4747, Jalan Sungai Limau,
45300 Sungai Besar,
Selangor.
Tel : 03-32242522 / 2902 / 3192
Tanjung Karang
Lot 131, Jalan Bomba,
45500 Tanjung Karang,
Selangor.
Tel : 03-32698084 / 03-32698052
Sekinchan
No. 50 & 50A, Jalan Menteri Besar 1,
Sekinchan Business Centre ,
45400 Sekinchan,
Selangor.
Tel : 03-32410326 / 03-32413796
Sungai Buloh
Lot 2380, Jalan 1A / 1,
Bandar Baru Sungai Buluh,
47000 Sungai Buloh,
Selangor.
Tel : 03-61567207 / 03-61567208
Salak Tinggi
No. E061 & E071,
Block No. E Phase 1B,
Cosmoplex Salak Tinggi,
43900 Sepang,
Selangor.
Tel : 03-8706 2153 / 03-8706 2154
Telok Panglima Garang
No. 168, Jalan Utama 2,
Taman Jaya Utama,
42500, Teluk Panglima Garang, Kuala Langat,
Selangor.
Tel : 03-31220982 / 03-31220980
Kuala Lumpur
Kuala Lumpur
Tingkat 1,
Leboh Pasar Besar,
Peti Surat 13013,
50796 Kuala Lumpur.
Tel : 03-26922754 / 03-26912660
Selayang
No. 142, Jalan 2 / 3 A,
Pusat Bandar Utara,
68100 Batu Caves,
Kuala Lumpur.
Tel : 03-61369469 / 03-61368453
Cheras
No. 65 & 65-1,
Dataran Dwitasik 1,
Bandar Sri Permaisuri,
56000
Kuala Lumpur.
Tel : 03-91732389 / 03-91732387
Melaka
Bandar Melaka
Wisma Datuk Hj. Mohamad,
Jalan Hang Tuah,
75300 Melaka.
Tel : 06-2844519 / 06-2844537
Jasin
JA 1763, Bandar Baru Jasin,
77000 Jasin,
Melaka.
Tel : 06-5295324 / 06-5293413
Negeri Sembilan
Port Dickson
No. 925, Jalan Lama,
71000 Port Dickson,
Negeri Sembilan.
Tel : 06-6473427 / 06-6474107
Bahau
No. 18 & 19 Jalan Kiara 1
Pusat Perniagaan Kiara
72100 Bahau, Negeri Sembilan.
Tel : 06-4543352 / 06-4546508
Kuala Pilah
Lot 3 & 4, Jalan Hospital,
72000 Kuala Pilah,
Negeri Sembilan.
Tel : 06-4811251 / 06-4814251
Nilai
PT 4698 Jalan TS 1 / 1,
Taman Semarak,
78100 Nilai, Negeri Sembilan
Tel : 06-7993455 / 06-7993473
Johor
Pontian
No. 660-1, Jalan Taib,
Wisma Rokijah
82000 Pontian, Johor.
Tel : 07-6871955 / 07-6871958
Batu Pahat
No. 4 & 5, Jalan Mengkudu,
Taman Makmur,
83000 Batu Pahat, Johor.
Tel : 07-4342182 / 07-4348281
Kota Tinggi
No. 16 & 18, Jalan Niaga 2,
Pusat Perdagangan Kota Tinggi,
81900 Kota Tinggi, Johor.
Tel : 07-8832042 / 07-8833471
Muar
63-1, Jalan Ali,
84000 Muar, Johor.
Tel : 06-9523446 / 06-9515625
Pahang
Kuantan
No. 57 Jalan Tun Ismail.
25000 Kuantan, Pahang.
Tel : 09-5156344 / 09-5158164
Raub
No. 43, Jalan Dato Abdullah.
27600 Raub, Pahang.
Tel : 09-3551 750 / 09-3553 780
Temerloh
F- 58, Jalan Tok Muda Awang Ngah,
Bandar Baru,
28000 Temerloh, Pahang.
Tel : 09-2961877 / 09-2961231
Kuala Lipis
No. 95, Bandar Baru Seberang Jelai
27200 Kuala Lipis, Pahang.
Tel : 09-3123694 / 09-3123695
Triang
No 3, Jalan Bandar,
28300 Triang, Pahang.
Tel : 09-2558570 / 09-2557696
Terengganu
Kuala Terengganu Branch
No 106, Jalan Sultan lsmail,
20200 Kuala Trengganu, Trengganu
Tel : 09-6222044 / 09-6222126 / 09-6220139
Dungun Branch
K-42, Jalan Haji Zainal Abidin
23000 Dungun , Terengganu
Tel : 09-8481146 / 09-8482127
Jerteh Branch
Lot 182, Jalan Tuan Hitam,
|22000 Jerteh,
Terengganu
Tel : 09-6971 261 / 09-6971 443 / 09-6972 400 / 09-6972 406
Kemaman Branch
No. KCP 55,
Jalan Sulaimani,
Business Centre Point,
24000 Kemaman,
Terengganu
Tel : 09-8593455 / 09-8593254
Kuala Berang Branch
No. 344, Jalan Besar,
21700 Kuala Berang,
Terengganu
Tel : 09-6811433 / 09-6811434
Cenih Baru Branch
K2 & K3, Bandar Cheneh Baru
24000 Kemaman, Terengganu
Tel : 09-8730 454 / 09-8730 578
KELANTAN
Kota Bharu Branch
Seksyen 12, Jalan Padang Garong,
15000 Kota Bharu, Kelantan
Tel : 09-7440134 / 09-7481211 / 09-7462616
Pasir Puteh Branch
2988-B, Lot 471, Jalan Sekolah Kebangsaan Lelaki,
16800 Pasir Putih, Kelantan
Tel : 09-7867311 / 7862258
Bachok Branch
Lot 294, Bandar Bachok, 16300 Bachok, Kelantan
Tel : 09-7788393 / 09-7788804
Kuala Krai Branch
Lot 1520, Jalan Tengku Zainal Abidin,
18000 Kuala Krai, Kelantan
Tel : 09-9666116 / 09-9663436
Pasir Mas Branch
Lot 308, 128 & 129,
Jalan Pasar Pekan,
17000 Pasir Mas, Kelantan
Tel : 09-7909098 / 09-7900544
Tanah Merah Branch
Lot 82 Tingkat Bawah & Mezzanine,
Jalan Taman Hiburan,
17500 Tanah Merah, Kelantan
Tel : 09-9556100 / 09-9557287
Jeli Branch
Lot Pt 1527, Jalan Kuala Balah,
17600 Bandar Baru Jeli, Kelantan
Tel : 09-9440 252 / 09-9440 886
Gua Musang Branch
Lot PT 993, Bandar Baru Gua Musang,
18300 Gua Musang, Kelantan
Tel : 09-9122 542 / 09-9122 244
SARAWAK
Kuching Branch
Tingkat Bawah & Tingkat 1,
Lot 491 & 492,
Jalan Rambutan,
93400 Kuching,
Sarawak
Tel : 082-410126 / 082-410179 / 082-410671 / 082-410719 / 082-410827
Sri Aman Branch
Sub Lot No.8
Lot 1530, Blok 3,
Jalan Sabu, Peti Surat 354,
95008 Sri Aman,
Sarawak
Tel : 083-321788 / 083-320839 / 083-327944 / 083-327946
Bintulu Branch
Lot 227, Sublot 31,
Parkcity Commerce Square,
Phase III, Jln Tun Ahmad Zaidi
97000 Bintulu,
Sarawak.
Tel : 086-330015 / 086-330016 / 086-313546
Mukah Branch
Sub Lot 59, Medan Setia Raja
96400 Mukah
Sarawak Tel : 084-874048 / 874049
Serian Branch
Lot 291. Serian Bazaar
Off Serian By Pass,
Serian Town District,
94700 Serian,
Sarawak
Tel : 082-876823 / 082-876824
Sabah
Tawau Branch
No. 7, Block N, Jalan Dunlop,
Bandar Sabindo, Peti Surat 60157,
91011 Tawau,
Sabah
Tel : 089-773222 / 089-773291 / 089-773294 / 089-770202
Kota Belud Branch
Lot 3 & 4, Blok E,
Pekan Baru,
89150 Kota Belud,
Sabah
Tel : 088-977141 / 088-975125 / 088-975137
Kota Marudu Branch
Lot 22, Blok D, Pekan Baru Goshen,
Peti Surat 460,
89100 Kota Murudu,
Sabah
Tel : 088-661793
2011 New Dealer Recruitment Program
Master Dealer
A. Qualification
1. Accumulate total sales of RM500,000.00 (including own purchase, first purchase by Priority Dealer, and new Dealer) on purchase any of Public Fine Gold International Sdn Bhd’s products which consist of gold bar, gold coin, gold dinar, jewelleries, silver bar and etc according to current prices.2. Priority Dealer required to recruit at least 3 Priority Dealers.3. Sales accumulation period will be calculated twice a year (6 months) which from: 1st January to 30th June 1st July to 31st December4. Priority Dealer will be interviewed by Public Fine Gold International Sdn Bhd’sBoard of Director before qualified to promote as an authorized Master Dealer.5. Priority Dealer has to request in order to become Master Dealer and is subject to approval
B. Requalification Evaluation
1. Evaluation of Personal Sales will be conducted twice a year which from: 1st January to 30th June 1st July to 31st December2. Master Dealer will be degrading in case of without sales within six consecutive months.
C. Web Promo Assessment
1. Group Sales need to achieve RM500,000.00 within the Evaluation Period of 6 months period.2. Evaluation of Group Sales will be conducted twice a year which from: 1st January to 30th June 1st July to 31st December3. Master Dealer needs to maintain the sales target on next Evaluation Date to continuously publish their name in Public Gold website. Names will be taken out from Public Gold website if Master Dealer has failed to maintain the target of total group sales.
D. Commission
1. Commission Division
Direct Commission (from Customer)
Sales – 2% from total sales amount
Indirect Commission (from Dealer)
Sales – 1.0% from total sales amount
Indirect Commission (from Priority Dealer)
Sales – 0.5% from total sales amount
Buy Back: Direct 0.5% from total personal buy back
2. Commission will be paid by Public Fine Gold International Sdn Bhd to Master Dealers on 20th each month into their bank account. Unless 20th fall on Saturday or Sunday, therefore commission will be bank in on Monday (21st or 22nd). Master Dealers will receive the payment within 3 working days after commission has been bank in.3. Master Dealers will receive Monthly Commission Statement within 15 working days after the commission has been bank in.4. All order payments and active bank account number (either Public Bank Berhad or Maybank Berhad) must provided by dealers to Account Department on or before 5th each month, else the commission of the month will be postponed to next month.
E. Miscellaneous
1. Master Dealer is entitled to sell all of Public Fine Gold International Sdn Bhd’sgold products including:
Gold Bar (Au999.9) – 20g, 50g, and 100g
Gold Coin (Au999.9) – 50g
Gold Dinar (Au916) – 1 Dinar, 5 Dinar, and 10 Dinar
Jewellery (Au916)
Silver Bar (Ag999) – 250g, 500g, 1kg
2. Appointment letter will be given to a qualified Master Dealer to prove that he orshe is Public Fine Gold International Sdn Bhd’s authorized Master Dealer.3. Master Dealer is entitled to recruit Priority Dealer and Dealer.4. They are not allowed to sell Public Fine Gold International Sdn Bhd’s products if he or she is no longer Public Fine Gold International Sdn Bhd’s authorized Master Dealer.5. Master Dealer is reminded to always keep the positive image of Public Fine Gold International Sdn Bhd. Public Fine Gold International Sdn Bhd has the right to strip the appointment of Master Dealer, or to claim compensation in terms of law if Master Dealers done any activities or spread any rumors that will influence the company’s reputation.6. Public Fine Gold International Sdn Bhd has the right to modify these DealersTerms and Conditions from time to time according to requirements without prior notice to the dealer.
Priority Dealer Term and Condition
A. Qualification
1. One time purchase of RM100,000.00 on purchase any of Public Fine Gold International Sdn Bhd’s products which consist of gold bar, gold coin, gold dinar, jewelleries, silver bar, and etc according to current prices.2. Accumulate total sales of RM100,000.00 on purchase any of Public Fine Gold International Sdn Bhd’s products which consist of gold bar, gold coin, gold dinar, jewelleries, silver bar and etc according to current prices.3. Dealer required recruiting at least 3 Dealers.4. There was 1 year accumulation period of total sales of RM100,000.00 on purchase any of Public Fine Gold International Sdn Bhd.
B. Requalification Evaluation
1. Evaluation of Personal Sales will be conducted twice a year which from: 1st January to 30th June 1st July to 31st December2. Priority Dealer will be degrading in case of without sales within six consecutive months.
C. Web Promo Assessment
1. Personal Sales need to achieve RM100,000.00 within the Evaluation Period of 3 month period.2. Evaluation of Personal Sales will be conducted four times a year which from: 1st January to 31st March 1st April to 30th June 1st July to 30th September 1st October to 31st December3. Priority Dealer needs to maintain the sales target on next Evaluation Date to continuously publish their name in Public Gold website. Names will be taken out from Public Gold website if Priority Dealer has failed to maintain the target of total sales.
D. Commission
1. Commission Division
Direct Commission (from Customer)
Sales – 1.5% from total sales amount
Indirect Commission (from Dealer)
Sales – 0.5% from total sales amount
Buy Back – 0.5% from total buy back amount
2. Commission will be paid by Public Fine Gold International Sdn Bhd to Priority Dealers on 20th each month into their bank account. Unless 20th fall on Saturday or Sunday, therefore commission will be bank in on Monday (21st or 22nd). Priority Dealers will receive the payment within 3 working days after commission has been bank in.3. Priority Dealers will receive Monthly Commission Statement within 15 working days after the commission has been bank in.4. All order payments and active bank account number (either Public Bank Berhad or Maybank Berhad) must provided by dealers to Account Department on or before 5th each month, else the commission of the month will be postponed to next month.
E. Miscellaneous
1. Priority Dealer is entitled to sell all of Public Fine Gold International Sdn Bhd’sgold products including:
Gold Bar (Au999.9) – 20g, 50g, and 100g
Gold Coin (Au999.9) – 50g
Gold Dinar (Au916) – 1 Dinar, 5 Dinar, and 10 Dinar
Jewellery (Au916)
Silver Bar (Ag999) – 250g, 500g, and 1kg
2. Appointment letter will be given to a qualified Priority Dealer to prove that heor she is Public Fine Gold International Sdn Bhd’s authorized Priority Dealer.3. Priority Dealer is entitled to recruit Dealer.4. They are not allowed to sell Public Fine Gold International Sdn Bhd’s products if he or she is no longer Public Fine Gold International Sdn Bhd’s authorized Priority Dealer.5. Priority Dealer is reminded to always keep the positive image of Public Fine Gold International Sdn Bhd. Public Fine Gold International Sdn Bhd has the right to strip the appointment of Priority Dealer, or to claim compensation in terms of law if Priority Dealers done any activities or spread any rumors that will influence the company’s reputation.6. Public Fine Gold International Sdn Bhd has the right to modify these DealersTerms and Conditions from time to time according to requirements without prior notice to the dealer.
Dealer Term and Condition
A. Qualification
1. One time purchase of RM20,000.00 on purchase any of Public Fine Gold International Sdn Bhd’s products which consist of gold bar, gold coin, gold dinar, jewelleries, silver bar, and etc according to current prices.
B. Requalification Evaluation
1. Evaluation of Personal Sales will be conducted twice a year which from: 1st January to 30th June 1st July to 31st December2. Dealer will be degrading in case of without sales within six consecutive months.
C. Web Promo Assessment
1. Personal Sales need to achieve RM20,000.00 within the Evaluation Period of 3 months period.2. Evaluation of Personal Sales will be conducted four times a year which from: 1st January to 31st March 1st April to 30th June 1st July to 30th September 1st October to 31st December3. Dealer needs to maintain the sales target on next Evaluation Date to continuously publish their name in Public Gold website. Names will be taken out from Public Gold website if Dealer has failed to maintain the target of total sales.
D. Commission
1. Commission Division
Direct Commission (from Customer)
Sales – 1% from total sales amount
Buy Back: Direct 0.5% from total personal buy back
2. Commission will be paid by Public Fine Gold International Sdn Bhd to Dealers on20th each month into their bank account. Unless 20th fall on Saturday or Sunday, therefore commission will be bank in on Monday (21st or 22nd). Dealers will receive the payment within 3 working days after commission has been bank in.3. Dealers will receive Monthly Commission Statement within 15 working days after the commission has been bank in.4. All order payments and active bank account number (either Public Bank Berhad or Maybank Berhad) must provided by dealers to Account Department on or before 5th each month, else the commission of the month will be postponed to next month.
E. Miscellaneous
1. Dealer is entitled to sell all of Public Fine Gold International Sdn Bhd’s goldproducts including:
Gold Bar (Au999.9) – 20g, 50g, and 100g
Gold Coin (Au999.9) – 50g
Gold Dinar (Au916) – 1 Dinar, 5 Dinar, and 10 Dinar
Jewellery (Au916)
Silver Bar (Ag999) – 250g, 500g, and 1kg
2. Appointment Letter will be given to a qualified Dealer to prove that he or she isPublic Fine Gold International Sdn Bhd’s authorized Dealer.3. They are not allowed to sell Public Fine Gold International Sdn Bhd’s product if he or she is no longer Public Fine Gold International Sdn Bhd’s authorized Dealer.4. Dealer is reminded to always keep the positive image of Public Fine GoldInternational Sdn Bhd. Public Fine Gold International Sdn Bhd has the right to strip the appointment of Dealer, or to claim compensation in terms of law if Dealers done any activities or spread any rumors that will influence the company’s reputation.5. Public Fine Gold International Sdn Bhd has the right to modify these Dealers Terms and Conditions from time to time according to requirements without prior notice to the dealer.
Last Updated ( 10 Dec 2010 )
Pulangan dalam membeli emas

Harga jongkong emas pada 15/5/2009 = RM 2248

Setelah 10 tahun..UNTUNG BERAPA?, 270-280% !!
menunaikan HAJI
Setiap tahun kos menunaikan haji dalam bentuk Dinar Emas turun.“KERANA NILAI EMAS SENTIASA NAIK!”
KOS HAJI DAN KEPINGAN DINAR YANG DIPERLUKAN:-
Tahun 2002:-
1 Dinar = RM 140
Kos Haji = 65 keping(ikut jadual) X RM 140
Jumlah = RM 9100 (harga untuk perbandingan pada tahun 2009 je k)
Dinar yang diperlukan adalah 65 keping.
Tahun 2009:-
1 Dinar = RM 502
Kos Haji = 18 keping (ikut jadual) X RM 502
Jumlah = RM 9036
Dinar yang diperlukan adalah 18 keping.
“Kos Haji pada tahun 2002 hingga 2009 hampir sama tetapi
jumlah Dinar yang diperlukan berkurangan!”
CARA PENGIRAAN:-
Pada tahun 2002 anda mempunyai 65 keping dan anda simpan hingga tahun 2009
Kos Haji pada tahun 2009 = RM9036.00
Jumlah keuntungan anda pada tahun 2009:-
65 dinar x RM 502 = RM 32630 (nilai Dinar pada tahun 2009) – RM 9036 (kos haji) = RM23633.00
Jumlah baki kepingan Dinar anda pada tahun 2009 :-
RM23,633.00 /RM504 = 47 keping. (keuntungan anda)
KESIMPULAN:-
Kos untuk mengerjakan Haji hampir sama setiap tahun tetapi jumlah Dinar yang diperlukan menurun.
Ini kerana harga emas setiap tahun mempunyai peningkatan sebanyak:-
33.3-39% p.a
“Maksudnya,anda mungkin perlukan 10 keping untuk menunaikan haji pada tahun 2015″
sumber : perniagaan emas bulliondinar bnm.gov


















